What caused the ripples that spread out throughout the banking and market making industry?

Bigger houses will have a streaming bluray and HDTV, outdoor entertainment like a fire ring or horse shoe pit, indoor entertainment like a poker table electronic darts free weights kegorator.

The key is knowing if a national or regional tenant would want to go in there.Larger spaces I have seen entertainment complexes, workout facilities, churches, indoor trampolines, outlet stores, etc.Additionally you can take a large space and cut it up to lease to multiple tenants at higher rates per sq ft.   

The tenant has caused many issues such as:1. many mold issues by not properly utilizing an taking care of an indoor pool room.

I thought the numbers could work, but the problem is selling a home with an indoor pool.  

Unless you are able to open up the closet space where the water heater currently is (assuming it is indoors) and use it for more living or storage space creating value of usable interior space, then I don't see why you would want to spend more money on tankless as opposed to the less expensive tank heater.

Example: hardcore indoor chainsmoker for about 35 years.

I was misled into thinking that it was weather jitters when really even in 05 we were starting to see the first ripples of the sub prime mortgage debacle.  

She would get drunk, makes a lot of noises, smokes indoor and claimed that she lives in the building.

Indoors, this can be deadly.You can always use round vent "pipe" to take the dryer vent from the dryer's location through the crawl space to the nearest outside wall.