@Addie Burchell first off, your starting with a fundamentally flawed framework, so as they say GIGO (Garbage-in, garbage-out), as in you will never get a correct output answer as long as input framework is flawed as it is here. 

Both have strong fundamentals, good schools, low crime rates, and job growth → which are critical drivers of long-term property value.

That being said, I do believe in the fundamental American ideal of rolling up your sleeves and doing the hard work yourself.

Best to stick to the fundamentals. 

I look at location, price compared to surrounding properties (to force appreciation quickly), desirability, path of progress, underlying fundamentals, etc.

Focus on the main fundamental of real estate- location.  

A thing I really like about Richard is that we fundamentally agree on most things.

Finding a 2nd, 2nd home loan was probably the easiest full doc loan that I’ve done to date… lenders are willing to lend if the fundamentals are strong.  

My real estate agent is of the general thought wave that it would be difficult for anything to be fundamentally wrong given how it’s all been recently installed.I am just looking for that reassurance heading into my first US deal here 

It is precisely because of mentoring programs that teach strategies and techniques to people who do not have any grasp of the three afore mentioned fundamentals that we have such a mess with “wholesaling” and “subject to” that governmental authorities are figuring ways to heavily regulate or outright ban these activities in the residential real estate field.