I am in the same boat.  

Most commonly in this area it would be for boats/campers.Specific insurance?

Steve I’m in exactly the same boat that you are in right now!

Be also mentally and emotionally prepared for the folks that think just because this is not your primary home, it's somehow less of a catastrophic event for you because others did lose their primary homes.That's why it's vital for you to form support networks with people who are in your same boat - ideally in the same community.This truly pains me to share - but most of the disasters I'm seeing across Western NC are going to be considered flood events and if you do not have a separate flood policy you will likely get no coverage.

With Electric Boat being a main employer in the area, along with the Coast Guard and Navy Base, it makes it a great place to invest!

If you play this right you will be set up for life and you don't want to look back and regret the nickel and dime negotiating that cost you a huge upside.Use the extra space for RV/Boat and Camper parking for your tenants.

I'm in a similar boat as you.

I have an investor friend who was in the same boat as you.

I didn't start with a ton of capital to work with either, so I was kind of in the same boat as you. 

Unfortunately, you are in the same boat as many investors, both on these forums and not.