Bathroom depends on if you are swapping out your walk in.

If they can't qualify without her, then you should probably give them walking papers.

Nader walked me through all of my concerns. 

.), I walked out right then and there......     

If so, I can help plug you into some resources to help get started or at least walk through a couple of possible scenarios that might apply so you can be ready to jump on the next one you come across. 

They will walk you through the steps.Did the tenant have renter's insurance? 

They will counteract that by having you put larger down payments or leave more equity in the property so you are less likely to walk away from your asset. 

My advice is to crawl before you walk.

When I see that 60% LTV will not work, rather than jumping to 55% LTV, I walk it down - 59, 58, etc, as you can see.

A hard deposit could be an amount that a buyer is willing to walk away from for priority.