Here in N CA folks can find property (not structures) that have burned up 😔

Imagine how quick even a 10% structure savings would pay that off.  

The key is to find the structure and support needed to set someone up for success.   

There are different ways to structure a loan depending on what works best for the borrower's situation. 

It could be an easy fix like this or a bigger problem depending on the factors at play (are the joists accessible, will it mess anything else up if you just jack it up and reinforce, is there water damage or structural damage to the foundation causing the sag instead of just old joists, anything else going on like a supporting wall or posts under the floor, wiring or plumbing runs involved etc.).

Just be careful about the lease structure when you get ready to sell.

In my primary I have two tenants living in separate building structure. you could still cash flow in bay area if you have SF with 5-6 BR or have multiple building structure.

Follow a structured plan to get pre-approved, work with a real estate agent, and evaluate properties.Good luck!

The entity structure is typically different than multifamily as well. 

They seem to have it structured so they make money no matter how the asset performs.