I’m eager to learn from all of you and grow my knowledge in real estate investing.My aim is to connect with others and generate additional income while working my 9-5, ultimately securing financial comfort and stability.

It just starting to feel like its impossible to get less than 100k in lending no matter how secure the deal is

I am not a credit expert.. just know how tough construction loans are .. so with zero experience and missed mortgage payments I suspect u will not find a lender that will do a loan for you. 

We do plan to meet with a legal expert but just wanted to sort of understand what we should be doing in general.  

This creates a win-win situation.As for your equity partner question, the key is to present the deal in a way that highlights the security and long-term benefits for them.

Then of course there's the IRS this is a exert directly from the site: Federal law requires U.S. citizens and resident aliens to report any worldwide income, including income from foreign trusts and foreign bank and securities accounts.

For both tenant and landlord peace of mind, the property had an extensive video surveillance and security DVR system already installed by the prior owner, which covers outdoor areas and indoor common areas and records 24/7/365, as well as sensors for excess dB noise levels.

Positions you as a thought leader or market expert.

This is also impacted by how old your home is, so that was likely a factor for me.From what I can gather, it's best to increase my personal liability for now and require the tenant to get renter's insurance to secure their own belongings. 

I’m frustrated and getting mixed suggestions from family/friends who think they are experts with no skin in the game.