I already have 2 loans on the property with great interest rates that I'm not looking to replace.

A less then full investigation may result in one thinking that the house and or the house and tennis court lots were what was being sold.As I later found out, a newbie tax lien investor thought they were getting a great bargain by outbidding other misinformed investors and paying the back taxes, legal fees, and an additional $34,000 (overage) which the county forwarded to me.  

(Or more likely that balance plus every late fee, penalty, escrow shortages, and anything else the lender can declare owed.)

Credit (loans) become much more difficult to obtain and if available you pay a MUCH higher interest rate with a much higher down payment requirement2.

I’m specifically asking about eligibility for the higher return rate offered to Stessa Pro members when using Stessa Cash Management.

Just make sure you’re comfortable with the interest rate if going either route.  

For now, it Looks like your roommate/tenant can cover half of your mortgage (plus hoa fees). 

The rates are great, but you definitely have to work with someone that knows what they are doing...

I find condos/townhomes to be easier to manage out of state because the HOA handles a lot of the maintenance, just be aware of condo fees and find a place that is reasonable like $300-400/mo or less if you are lucky.

My partner and I don't get a cut of any of the money invested, it's a flat-fee membership club.