Play to your strengths.

That will play a big role?

However with an investment specifically you could charge 4 points and be alright compliantly depending on the other fees since there are other factors at play.2.

Account Closed - Cash flow plays are indeed difficult in Hawaii.

If it is normal and it's out of budget for you, you can either use financing to lower your cash outlay, partner up, or find a different property.If the work is cosmetic, it wouldn't be a big issue to tackle on your own, but if it's more than that, probably best to play it safe and hire out.

So it is definitely a long term play. 

Since you got an appraisal done about a year ago you can add about 10% to that value they provided to get an idea of where fair market value stands today as a ballpark.No appraiser I know is going to look at the HOA financials and factor that in, because they are only concerned with the asset for appraisal although we all know the health of the HOA and financials still play a factor in the sale of a condo.I'm dealing with a similar HOA right now for one of my listings where the reserve is at only 7% funded for what's needed for the budget and there is an upcoming special assessment for each unit. 

Please remember it is not your responsibility to play detective and spend hours digging into her past.

If you told him you have been playing pickup games for the past year and need help improving your jump shot, now he has evidence you're motivated and a specific goal he can quickly help you work towards.

If I play my cards right and take action judiciously, I know it can work out.