I researched the new law, and the following link says a buyer does not ever have to sign an exclusive buyer agreement, just must declare if they want the agent representing them or not.

I am a bit of a car guy nut for 60s and 70s muscle and have had over 100 of those.

Details:* The owner is a missing person (presumably dead)* Next of kin seems to be his father (haven’t found mother yet)* I don’t think father knows about the property* Missing people can be declared dead after 5 years (2022) - I don’t know if this and probate happen automatically or if someone needs to fileDisclaimer: I may not understand the lawsOptions1.

Otherwise, its not the end of the world to just declare the money and the investor is effectively gifting you the funds for the down payment.You could/should be able "get around" this with a commercial loan since they don't have to follow the regulations/stipulations of a conforming loan to my understanding.Good luck.

However, renters must fill out and sign a sworn declaration of financial hardship and give it to their landlords for those protections to apply.Renters who don't fill out the signed declaration will need to pay back rent by March 31.

Most of the major insurance companies will issue at least one.An umbrella liability insurance policy adds $1M to $5M of additional liability coverage on top of any declared underlying liability coverage.

Since that offer was accepted, I didn't have to take any of the "additional" steps of declaring the 3 properties and didn't have to adhere to the 90 day timelines that are set forth. 

Just an idea...The "other" way is just declare to your lender that your "friend" is going to gift you the funds. 

She declares about half of the extras, but we turn some down and always charge for the background fee, so it is a barrier to truth. 

I did a quick search of "eviction Iowa" and came across this articlehttps://www.iowalegalaid.org/r...Basically in a nut shell it is stating that as long as the tenant gives you a signed declaration (which from your post it sounds like she may have done that) she cannot be removed from the house until after December 31, 2020.