This is viewed as predatory by many people, politicians and liberal advocates for example.

The bank statement "Alt-QM" (formerly known as subprime) stuff is pretty dang liberal with their income calculation, but the risk is baked into the rate.

Cheers:Best neighborhoods: LinkPopulation growth: +0.17%Unemployment: 3.1% (national average 3.8%)Housing market conditions: +1.4% (Zillow)Rent growth: +$100/mo YoY (Zillow)Rent-to-price ratio: Median home sale price: $105kMedian rental priceDays-on-market: -4 YoY (Realtor)Example property: (Movoto)2304 E 101st St, Cleveland, OH 441064 beds, 1 bathCondition: C+Location: C+Rental estimate: $1,450Home price: $100,0001% rule: 1.45% (excellent)50% rule: $725 (expenses) + $500 (mortgage)Cash flow: $200 (conservative); $400 (liberal)Example property: (Movoto)1525 E 85 St, Cleveland, OH 441064 beds, 3 bathCondition: B-Location: CRental estimate: $2,400Home price: $115,0001% rule: 2.09% (excellent)50% rule: $1200 (expenses) + $600 (mortgage)Cash flow: $600 (conservative); $800 (liberal)

Gesner,I live in Vermont a pretty liberal place. 

Besides RE, I'm a licensed massage therapist, have been a flight attendant, and have a BA in Liberal Arts.

Landlord-tenant tenant laws  , while important, shouldn't be our only or driving concern.Blue or liberal states may have more tenant-friendly laws, but also tons of appreciation potential.If the entire country is your market, seek both.

They use an appraisal board or vendor that then assigns the job to the appraiser.But yes, they are notoriously a little more liberal, which is coming back to haunt a lot of folks now that the market is flattening out.

Relative to the suburbs around it Detroit has more bureaucracy, is less organized, with far more liberal judges.  

These know it all, liberal politicians have to buy political loyalty from the voters and make laws that force us, the people to pay for it. 

@Roi Mordechai lahiniWell the worst are California, New Jersey , New York ,Oregon , Colorado Better ones for landlords are Texas Florida Tennessee Pretty much Any liberal democrat controlled state will have tougher laws and regulations for landlords