Take a look at your brokerage and see if they have low cost margin rates and allow you to utilize funds for external investments.

Hello all,I'm looking to get some feedback from people who have made a practice of buying occupied rent-ready small multi-family properties.This is my niche of choice, and despite what I consider to be my best efforts, I have had no less than 8 deals fall apart in the last 18 months after being under contract.They say the definition of insanity is expecting different results by doing the same thing, so I'm looking for some feedback on whether or not this is due to external factors or what I am doing as the buyer. 

Prosper seems to have fewer notes available if you like to hand pick your notes like I do.  

Questions like these will help you mitigate risk and see growth from externalities outside of the individual performance of the home which are factors that have a dominating impact on the market value over time. 

I like to hand pick my tenants and look for “lifers” that will stay for many years/decades so I have almost zero turnovers.

& Regs. r. 520-1-.07Legal/Regulatory Action: Rule(link is external)The Georgia Real Estate Commission has identified the following tasks that unlicensed support personnel may perform:Answer the phone, forward calls to the licensee;Submit data in listings to a MLS;Follow up on loan commitments after the negotiation of the contract;Gather the necessary documents for a closing;Secure public information documents from a courthouse or other public sources;Have keys made for listings;Install or remove lock boxes from listings;Create ads and promotional materials that are to be approved by the licensee;Place ads in newspapers, magazines and other publications as instructed by the real estate agent;Receive, record and make deposits – security deposits, earnest money, advance rents;Fill in contract forms following the instructions of the licensee;Monitor license reports and personnel files;Compute commission checks;Place and remove signs on/from properties;Order routine repair works as instructed by the agents;Pick up and deliver documents and keys;Schedule appointments on behalf of the licensee;Schedule inspections on properties;Schedule the dates for the mortgage application, the walkthrough before closing and the closing;Schedule an open house;Accompany a licensee to an open house or a showing only for security purposes;Perform maintenance works on properties.The Commission has identified the following tasks as some of the activities that unlicensed support personnel shall not perform:Make cold calls or otherwise contact the public for the purpose of securing prospects for listings, leasing, sales, exchanges, or property management of real estateHost open houses, kiosks, home show booths, or fairsPrepare promotional materials/advertisements without the review and approval of an affiliated licensee and firmShow real estateAnswer any questions on title, financing, or closings (other than the time and place)Answer any questions regarding a listing except for information on price and amenities expressly authorized in writing by the licensee;Discuss or explain a contract, listing, lease, agreement, or other real estate document with anyone outside the firm;Discuss the attributes or amenities of real estate, under any circumstances, with a prospective purchaser or lessee;Collect or hold deposit monies, rent, other monies or anything of value received from the owner of real estate or from a prospective purchaser or lessee.Discuss with the owner of the real estate, the terms and conditions of the real estate offered for sale or lease;Collect or hold deposit monies, rent, other monies, or anything of value received from the owner of real estate or from a prospective purchaser or lessee;Provide owners of real estate or prospective purchasers or lessees with any advice, recommendations or suggestions as to the sale, purchase, exchange, or leasing of real estate that is listed, to be listed, or currently available for sale or lease. 

Read the entire article here.While the home-town media is still singing "Don't Worry, Be Happy", many with an external vantage point do not see things to be as promising this year.

The number of cells is also affected by external factors such as fetal environment, nutrition of the pregnant mother and the conditions of the fetus growth.

I've had good long-term tenants because I'm doing single families that are renovated nicely; which allows me to hand-pick the best tenants.

Those that responded in offense by my lack of beating the S&P shows they are too emotionally invested and need external validation to confirm their preexisting convictions.