With interest rates going up from the lowest in 30-year history of 3% to 7%, many people sentimentally feel that this is not a good time to buy a home and are postponing home buying decisions until after interest rates drop down.Let me explain why this is a wrong way to think about buying a house and why now is a great time to enter the real estate market.Reason #1 is that interest rates in your lifetime will never going to be as low as they were during pandemic.

Emphasize your strong rental history and present business financials to showcase profitability trends and future projections, increasing your chances of securing the necessary funding.

Second I’d check his credit history with similar thoughts in mind.  

Remember, a credit score isn't everything, so stick to your screening criteria but also consider rental history and employment.

This policy should outline your criteria for tenant screening, including credit checks, rental history, employment verification, and background checks.Renters Insurance: Renters insurance provides financial protection for tenants' personal belongings and liability coverage in the event of accidents or damage within the rental unit.

In North Atlanta, like Cobb and Gwinnett, there's a history of strong job markets and good schools, leading to higher property values but also more competition.

We are looking at a 2/2 with a strong AirBnB history with decent intellectual property pass down.I am just cuious what people's thoughts are on the Joshua Tree market in general?

Your account & post history are very young and it seems you're here to simply look to justify your point of "you don't need an agent" Let's assume you are who you say you are and actually need to sell a house: I'm a broker and investor and its true, you don't need an agent if you know what you're doing! 

There's never been a time in history where building equity through adding value wasn't possible, that's just stinkin' thinkin'.That being said- processes and quality matter greatly and thats where most people lose their shorts, not on the actual deal.  

Fannie/ freddie have different guides on this, and i do see different lenders interpret them differently. for example, one requires you to OWN your primary residence in order to use rental income on the subject MF, the other will let you do rental income from your MF subject property with a "present housing expense" (rental housing expense being ok) so long as you have a 1 year + history of landlording (which it sounds like you do). maybe ask your mortgage pro if they are giving you credit for rental income from the subject property units?