Ladd has also found 14 dead bodies on his farm" Wake up and smell the decay. 

I sell insurance and am commission based so I would like some sort of passive income.

It sort of sounds like it’s the Wild West and most of the billing laws are very gray when it comes to water.

The "big/corporate boys" do that sort of accounting. 

I know another poster said there is a lot of media sensationalism and I only sort of agree.  

This 80K also becomes a sort of reserve. 

I need to better implement some sort of compensation for future bookings.

Someone upthread mentioned that Branson has had STRs longer than the booking channels have been around, and that illustrates a point related to this: in the olden days, when you'd look up a vacation rental in the classifieds, people were more tolerant of the idea that they were sort of borrowing someone else's house and things might not be completely perfect and they'd have to procure their own supplies, but these days, the booking channels have created almost hotel-like expectations.

You hear about the "ambulance chasers" etc, but I don't know of anybody who really has had those sorts of frivolous lawsuits, if thats the correct term.I've been a landlord for over 20yrs with a good number of properties in my personal name. 

I already have an umbrella policy so not sure if upping that premium or moving it into any sort of trust/land trust or something else would be a smart move.