I wonder how a commercial lender looks at a loan modification at end of forbearance. 

SBA has a tendency to say guaranteed and then try to get out of it. 

At end of the lease they give notice they aren’t renewing and they’re moving to a cheaper rent location.

I ABSOLUTELY have a tendency to be skeptical to a fault, and I know that, but whenever I start hearing things that make me feel like I am at a mix of an MLM conference and Tony Robins audiotape I start really wondering what is going on.

So there is a tendency to find evidence that supports those opinions.  

They have a tendency to pick the highest sale in the area as the ARV. 

There is always a tendency to overbuild on speculation of demand and I think that will be the major cause of the next market correction.

Also, people with sufficient funds will leave these areas and the area will go into decline.Climate - Properties in areas with hard freezes and excessive moisture will tend to require more maintenance than in milder and dryer climates.Property cost - There is a tendency for new investors to choose locations with very inexpensive properties.

Let's be conservative and assume house is worth 115kother side only rents for 650Insurance 2025 (year) = 169 (month)Tax 1100(year) =92(month)Maintenance based off other rental high estimant 2400 (year) 200 (month)I was thinking of giving the seller his price for these terms or even giving 115k (if he doesn't like terms to get him to agree).Owner finance 0% interest for 15 years (would go down to 10) with monthly payments of $500 and balance to be paid of at end of term.

We calculated that at end of 3 day workshop RE Mentor made more than half a million dollars!