The question if such leverage is utilized can he weather any deflationary period?

If you need to cover utilities, the numbers tighten significantly, making a lower purchase price essential.Let me know if you have any further questions or want to explore these numbers in more detail—I’d be happy to help! 

My question is about what the best practice here.

That's before you pay any debt service.To answer your question: No, it's generally not a good idea to lose a bunch of money every month.

Two questions: 1.

My question is, if I do want to make an offer funded with a HELOC, can I later bring in investors or even a hard money lender before the purchase?

I am happy to pay a competent firm to keep me from violating the terms of my plan and answer questions, but somehow I fear that no one will want my account because the banking part is outsourced to Titan Bank (which is not paying interest, so I should probably switch from them too) and perhaps there are no custodial fees to be had the way this plan was set up. 

This may seem like a dumb question. 

@Fareen E.Great question, and it’s excellent that you’re thinking ahead about this scenario.

If you have any other questions, contact me at any time.