Somehow I didn't notice there was an educational part of the service. 

I have a new 7unit and a new 2unit...so I was thinking the 7unit gets the laundry service that @Kathryn Dillon spoke of and the 2unit will get used (in good condition of course) coin-operated machines.

I pictured a management company that handled rent collection, cleaning service, etc..

@Mose Gebremeskel - I'm suspicious of platforms that offer services at no cost. 

Make sure that the corresponding lender or broker you are working with has a loan servicing company that is non-reporting.

Expanding into the US residential market can be a rewarding opportunity, especially with your focus on cash flow and capital appreciation.Given your interest in properties that yield positive cash flow while also offering capital appreciation potential, I'd like to introduce you to a financing option specifically designed for foreign investors like yourself: Debt Service Coverage Ratio (DSCR) loans.

Even if the credit card debt was $0, your DTI is way too high to qual for any new traditional/conventional loan until the units are rented.If youre going to keep this duplex, I'd focus on getting one of the units in service as fast as possible.It sounds like there is currently a decent-size lien ($7300/month) on the property.

During the warmer months of the year I typically pay the electric bill and for my internet/tv services.

I work in their retirement plan services business, and the biggest regret I hear from folks in their 40s-60s is that they didn't start saving early on in retirement plans.

Who’s Disqualifiedyouyour spouseyour parents and/or your adoptive parentsyour natural grandparentsyour natural children and/or your adopted childrenyour stepchildrenThe spouse of your natural childrenyour grandchildrenAny fiduciaryAny people providing services to your IRA