This should open the door for the Fed to hopefully consider a couple of rate cuts this year.

Something to keep in mind as well would be if there are any prepayment penalties on the existing loan that you've got as that would cut even further into the funds you'd be looking to take out.

I also see demand surging at the first rate cut.

Stop wasting time.

They also just launched a new dynamic pricing tool, its bare bones now but over time maybe it’ll be good enough to cut ties with PriceLabs.

I read on here that it is a waste of time and money to pay any site for help and there is plenty of free info on the web.When I try to google for this free info or lists all I get is sponsored sites trying to sell their programs.

I like things cut and dry so there's no opportunity for misinterpretation of who is covering what.

The downside is wasting your low tax bracket in the year when NOL is created (2021).

A mortgage broker will not waste their time unless they have no business going on and are looking to hit a miracle. 

If they cut 1/4 point per meeting rates could come down by 2 points in a year.