Generally speaking this is tied to streamlined refi for government backed loans (VA, FHA, USDA), where you can refi an existing loan into a lower rate without much hassle.I think what you are referring to is refi from a VA into a conventional (Fannie/Freddie) loan to free up your VA benefit.

Lastly, I am asking if you know any good window contractor that you could kindly refer me to. I

I'd say that the person you are referring to is not an accredited investor; however, there are other securities exemptions that don't address the accredited/non-accredited dynamic for investors that may be worth looking into. 

@Vaughn Smith I guess what I'm referring to is the Writ of Possession.

So far, I've been just buying properties with the intention to never sell unless I have to. I

What you are referring to is essentially syndication, if you are planning to raise capital in return for equity.

I’m at the point now where I’m looking for buyers I can partner with, and learn how to analyze deals better and become more of a asset to them, with being able to bring good deals to them and their business or others they’re connected to. I

When you offer yourself as a lender, there will be all sorts of people that will come up to you, but ideally you would get to know the person that you are lending to. I

Am interested in finding opportunities in these regions but from a far it looks substantially more competitive than what I am used to. I

To your point, someone who's missed mortgage payments and filed for bankruptcy isn't someone I'd want to rent to...I might as well just close on the house and kick her out at that point...because likely I'd have to evict her.