Finally, if that fails you may see what the banks offer as far as low down-payment conventional home loans, I know when I was looking earlier in the year (June-July) there was an option for me to do conventional at 5% down payment.

Its in their interest that you succeed and not fail. 

(Homes less than 1200 square feet generally depreciate or fail to gain strongly in value, even in "stick built".Most banks do not understand manufactured home chattel lending and tend to avoid it.

However, they need something in writing stating you will be charged if you fail to turn in the keys.

Tenant has continued to make payments failed payments and failed to keep up property with violations from the city.

Your VA loan is a great benefit and you can use it to accelerate your portfolio but it does not fail proof. 

You may be considering buying 10 row houses at a particular location at a particular time but then if you fail to do some research  find out that the ciy plans to put an airport right next to where the houses you want to buy are. 

These are for properties that have failed to pay property taxes to the county. 

But say you use it all as the down payment, then you suddenly have a 10k repair that you need (roof broke, hot water heater failed, and HVAC broke all at the same time).

@Jackson Pontsler  It's the agent that should be the most worried about failing to disclose the lack of access.