Keep in mind it is a risk and speculation, if something happens(market tanks, job loss, etc) then you will be out money.

They do have you approve different settings that prices your property at the 50th percentile of your market or 75th percentile etc.

I believe it's a great and thriving community with unique aspects that make it stand out from other markets in Texas. 

Any development work they've done on the property also becomes your property.If the property becomes yours, you could try to sell it back to them quickly and below market for a nice profit.

In my experience, tenants that remain in place for 5+ years are almost always behind market rates.

Cash flow is crucial, especially if you depend on it for your monthly income.Selling the property for $170k, which is above its market value of $120k, might seem like a good deal initially.

I have warned countless people that the "new", "Cheapest", and "shaking up the insurance market" carriers typically come into the market under priced, have a wave of claims, then they either jack up premiums to survive or fire their staff to keep heads above water.

How stable is your tenant market?

If they change their mind, I put the property back on the market and look for a new tenant.

After year 1 we added more originators, more processors, an appraisal review analyst, a VP of capital markets.