Here's a PARTIAL list:Office rentComputers, printers & softwareInternet & phone billOffice furnitureOffice supplies: paper, postage, ink, etc.Office liability insuranceAuto expenses: monthly payment, insurance, gas, maintenance, registration/plate feesBroker license fees: annual, monthly board & MLS fees, continuing education fees, E&O insuranceEquipment: lockboxes, signs, etc.Payroll & payroll taxesBusiness income tax preparation and paymentsLabor: answering phones, calling past due tenants, scheduling tours, taking marketing pics, processing those pics, writing ads, researching rent amounts, posting ads, explaining to owners how rent determined & showing where ad posted, opening & processing mail, posting payments, bank deposits, scanning documents & posting to owner & tenant portals, explaining accounting to owners so they understand their monthly statements, taking pics/videos of repairs, finding reputable handymen and contractors, confirming they're properly licensed & insured and tracking annually, verifying repairs done properly, processing invoices for utility bills, repairs, taxes, city inspections, scheduling periodic property evaluations/inspections with tenants that don't want strangers in their homes, explaining to owners why taking so long, and more & more & more...

Not that anyone is purposefully posting misinformation, but it's a lack of education of what business credit actually is.

Take the $30,000 and invest in your education / skill set to get a better job / pay.Hold off on real estate until you make more money.

To this end, I have started listening to the BiggerPockets podcast, which has been instrumental in my educational journey.

You'll quickly see who knows what they are doing, can recommend the best format for your situation, and will educate you on these topics so you can go out and succeed, and who is just marketing a set of plan documents.

So here’s my gut feeling about commercial opportunities vs residentialOn the debt investing side, 8-10% return in residential, for the same risk 11-12% on commercialon the equity side 10-12% residential, same risk 15% plus commercial. this assumes investor is well educated and at least somewhat experienced in commercial real property. 

Hence why getting education and mentoring is important.

Staying with quest trust for now and looking at maybe IRA financial or uDirect in the future.Trying to balance keeping the cost low, having that checkbook control, and still having a team to help educate me.I am not turning enough over at this moment to warrant a change...and I am still figuring out how to partner with my LLC if at possible.

So they need to be real estate focused or at least well educated in the "game" our government has setup for professional real estate investors.

It seems you got lucky in the past, but unless you’re willing to put a lot more time educating yourself it seems REI may be challenging for you.