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Results (2,654+)
Jacob Lapp Good time to get in the stock market?
17 March 2020 | 136 replies
Again, your time horizon is the key here adjust with that in mind.The timing is impossible you can look for signals but still hard to pick the bottom.So, for me I pick companies that have good balance sheets just because a company has gone done does not Mean buy it, could mean it is on shaky ground could roll over and shut down.So, I pick blue chip divined stocks that have low debt good business model.If you are not going long then good luck this recession may be short or could drag on keeping profits low and sluggish, punish the stock.
Tim B. Can I buy investment real estate with my ira funds?
1 May 2020 | 16 replies
Once such account is established, you can rollover funds from your current IRA and new IRA would be the owner of the property.
Robert Chaiton Self-Directed Solo 401(K) Real Estate Investing
1 June 2020 | 11 replies
@John UnderwoodTo be clear, if there is a legitimate Coronavirus impact, using this method to liberate the funds from a current employer plan to effectively "rollover" funds is not a concern.  
Account Closed Self-Directed IRA LLC Bank Account Question
28 July 2019 | 6 replies
One with pre-tax funds from a 401k roll-over and the other with post-tax funds from a ROTH IRA. 
Chuck VanDyne ​I won’t invest in rental property in my Self-Directed IRA!
18 February 2016 | 28 replies
You just need to work with qualified counsel to ensure you understand the rules.An entirely different approach that may appeal to you is to establish a Rollover as Business Startup.  
Account Closed Back Door IRA Anyone?
24 July 2015 | 3 replies
Upon leaving the company, you first roll your 401k into a Rollover IRA.  
Peter Thielemann Rolling a 401K to a self-directed IRA to invest in real estate
7 January 2021 | 96 replies
In-service roll over wasn't an option at my previous company so I just changed jobs and rolled the funds to a self-directed account.
Gregg Pauly Liquidating one 401K to enable borrowing from other 401K??!!
17 November 2016 | 13 replies
After reading your comments, I'm wondering if I can roll over my old 401K into my current 401K and then convert my current 401K to either a self-directed IRA or self-directed Roth IRA - enabling me to "invest as a money partner in deals".  
Todd Magin Strategies for using a Self-Directed IRA
22 December 2016 | 44 replies
@Todd Magin You can roll over most types of retirement plans into a Solo 401k, except for a Roth IRA.
Kyle Gendron I WANT A IRA WHAT TO LOOK FOR ?
4 January 2017 | 5 replies
The Self-Directed IRA and Solo 401k DifferencesIn order to open a solo 401k, self-employment, whether on a part-time or full-time basis, is required;To open a self-directed IRA, self-employment income is not required;In order to gain IRA checkbook control over the self-directed IRA funds, a limited liability company (IRA LLC)  must be utilized;The solo 401k allows for checkbook control from the onset;The solo 401k allows for personal loan known as a solo 401k loan;It is prohibited to borrow from your IRA;The Solo 401k may be invested in life insurance;The self-directed IRA may not be invested in life insurance;The solo 401k allow for high contribution amounts (for 2016, the solo 401k contribution limit is $53,000, whereas the self-directed IRA contribution limit is $5,500);The solo 401k business owner can serve as trustee of the solo 401k;The self-directed IRA participant/owner may not serve as trustee or custodian of her IRA; instead, a trust company or bank institution is required;When distributions commence from the solo 401k a mandatory 20% of federal taxes must be withheld from each distribution and submitted electronically to the IRS by the 15th of the month following the date of each distribution;Rollovers and/or transfers from IRAs or qualified plans (e.g., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)