It's possible home prices could fluctuate, but I think strong rental demand will keep rental rates on a stable trend for the foreseeable future. 

My question is, since I'm about ready to purchase, would you recommend pulling my money out of the brokerage account and into a checking account so that it is readily available and doesn't risk fluctuating in value?

Until it fluctuates less than 0.01% per day (even that is probably too much at 3,65% per year) it is not useable as a currency.

Thereafter I’m trying to consider other ways to create sustainable cash flow/income that can supplement the cash flow fluctuations of short-term rentals.

Strata fees are also tricky given they can fluctuate and special levies can be assessed to an owner which can’t necessarily be passed onto the tenant.

Then you think about strata fees and how they fluctuate and the special levies that may or may not be assessed that you cannot necessarily pass on to your tenant.

I have dealt with a lot of foreign investors over the year, and they generally are looking for a hedge against currency fluctuations or a long term income stream. 

It’s due to the uncertainty of rent collections, occupancy rates, and fluctuating employment numbers because of COVID-19.

The map is prepared by FEMA by accessing the maximum flood heights over the past 10 years and adjusting for fluctuations.  

How do you analyze properties in areas like this where the market does not fluctuate as much, and is often recession-proof?