I don't know if you will need an E&S policy, but if you have risks that the standard carriers just don't either a. want to touch, or b. understand, then you may continue to get the proverbial brush off.

I didn't go off any official statical average on some website.I love my tenants, I don't think they'll move out, but if they did, I'm not too worried about being able to find new tenants, so I guess we'll see what happens!

Get him a paint brush, a roller and a plunger and put him to work. 

If it does not work find out why, brush it off, and move on to the next one.

The services of a custodian will be sufficient for your purposes, which are pretty singular and static in nature.Contact IRA Services Trust Co.  

I watched them brush him off, refusing to allow him to schedule a meeting with the head of the construction office.

This would in turn allow the value of the property to be calculated against it's income rather than just residential comps in the area which are proving hard to find.Guess I better brush up on the math while I'm here!

In this way, I can keep the number of tenants I need to manage static, increase my cash flow, and mitigate my risk. 

Brush my chompers.3.

When someone speaks ill of rental property investors, which happens from time to time, I bear in mind that the rental space is filled with nuance and realize that all broad brush comments can apply to some aspects of the space and not others at the same time.