This is the best instrument to transfer title.2.

. :)That's kind, but I'd still be willing to bet that you've been more helpful/instrumental to my business than I've been to yours!

List services, and property data providers, calculate (estimate) equity using two computer models - value and debt.First you need an estimate of the property value, commonly known as an automated valuation model, or AVM.

Do you work with a agent that has more detailed access to the MLS and can generate automated lists to email you based on specific criteria?

I put some of that money back into marketing, automated and streamlined the process and have gained momentum along the way.

Everyone got excited, Zillow was going "disrupt Real Estate," and "change the paradigm," and all the other marketing BS the techno-weenies in Silicon Valley spew about Real Estate (and every other cause celeb bandwagon they jump on trying to make a buck by automating everything - anyone remember web-based grocery deliveries?) 

If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument.

From HUD themselves... 4155.1 4.B.2.bFHARequirementfor EstablishingOwnerOccupancyAt least one borrower must occupy the property and sign the securityinstrument and the mortgage note in order for the property to be consideredowner-occupied.FHA security instruments require a borrower to establish bona fide occupancyin a home as the borrower’s principal residence within 60 days of signing thesecurity instrument, with continued occupancy for at least one year.The entire text of the HUD requirements can be found here...http://portal.hud.gov/hudportal/documents/huddoc?

Most of the changes will be management changes, which will cost me more time than money.The second mortgage is just a security instrument.  

Agents do not verbally follow-up like they used to; most relay on the automated feedback responses.