Sounds silly, but you didn't have your credit report locked when you applied for the card right?

It sounds like you’re handling this situation thoughtfully, and you're right to question the validity of the HOA’s stance.

@William HooFatt your attorney sounds like a legend.

Lower rents here (WA south sound)

It’s awesome to hear about your growing rental portfolio in Riverview—sounds like you’re off to a strong start!

When you ask for "proof of funds" it sounds like you will only consider a cash offer NOT a financed offer.

Sounds like you’re off to a solid start with house hacking and a few properties already.

From the sound of it, I'm gathering your advice is have her rent it for a shorter duration, renovate it asap then put it on the market for the higher amount. 

Hey @Zac Kucharek, it sounds like you need an REI-savvy tax pro!

Once you start real estate investing you won't ever look back 😂Sounds like you are well on your way, and once you save up a little cash you might benefit from linking with a good lender to see your options!