I believe it's for normal good ol' america.

Anybody have any ideas about small cargo with high value that could be carried in a small plane between the USA and South America?

Again, I'm not trying to shame anyone, I'm just trying to make people realize that they may be among the majority in  America who don't have basic financial literacy skills and the need to do something about it. 

Sometimes I'll crack a joke when they feel guilty for saying no and ask them why they hate America.   

The Short Sale Association of America sells lists of pre-NOD and you can choose 30, 60 or 90 days late if I recall correctly.

It's all very exciting though and I finally broke away from my job in corporate America.

oh yeah, also juzamjedi, and the bank of america loan officer from plano, tx - whose name escapes me at the moment...

Only in America is such a useful outcome possible.Yes, there's a cottage industry out there to help seniors hide their assets so that fellow taxpayers pay the senior's long-term care bills via Medicare/Medicaid. 

Central to everywhere on the Atlantic Coast and most of mid-America too.  

The norm in America is to spend as much or more than you make, promising your future away in the form of never-ending monthly payments.