I would add that the level of interaction with long term SFH tenants tends to be very, very low for me.

Far more dangerous to people than an OGRU as they tend to not have any experience and likely operate solely from basements on Tik Tok, Insta and You Tube.

While property managers would tend to only look for paint overspray and curb appeal.

Quote from @Michael Smythe: @Duarte Marques we'd recommend 10% for each.Don't people with section 8 tenants tend to be longer time than cash paying tenants?

Also, It has nothing to do if your a women.

I tend to disagree, I think that frothing is in session now and the reversion to the high end of the means is going to take place sooner than his view.

On the mortgage broker side, working with multiple lenders, it tends to jump out at us.

I was tending to make decisions based on how much “net income” was produced rather than increases in my wealth, or estate value.  

Preferably women led but not a deal breaker.

You will want homeowners for your side, landlords insurance for the other.One advantage of landlords insurance is that the rates tend to be lower than homeowners rates because you do not insure the contents of the home.