These situations are unfortunately not uncommon. 

Slim pickings out there unfortunately.

@Courtney Duong unfortunately I do not have the answer to the QB Desktop. 

I agree with the advice to avoid HOAs for investment property in most circumstances.  

I currently own a home in Hawaii, unfortunately my family and I are moving and we want to make the correct choice.

Unfortunately, your investing journey is very, very far away.

Also, I am sure there are many quality property managers out there, but unfortunately the pickling were slim in my particular sub market.

Couple options that might be viable for you (I don't know all of your circumstances)- BRRRR into a DSCR by creating equity; partner closely with a lender before starting on this to cover seasoning and other requirements - also this will only work for an investment property, not a primary- bank statement loan/1099 loan may work if you can put at least 10% down and want a primary residence - will depend on how you're operating and a few other variables- seller financing; find a seller willing to carry a note for a few years- co-borrower; someone with decent income and credit who will be on the loan with you- DSCR purchase; be prepared to put down at least 75% or your rate/pricing will be horrible (70% is better); many lenders will have experience requirements; investment property only- find a private lender willing to fund the loan you need- get a salaried job relevant to your college coursework; your fico is strong and you have some cash, so househacking could be within reach via Fannie/Freddie multifamily purchase; get a solid workup from a competent lender before going this route as employment history will be touchy with this routeHard money can be used for an acquisition and rehab, but make sure your takeout financing plan is bulletproof before getting hard money.I'm originally from Baton Rouge.

I would just do your due diligence as unfortunately "bait and switch" as Elias mentioned is a real thing.  3.

Unfortunately, struggling with that.