Retail footprint has trimmed because of Amazon, yes, that's contributing for sure.

Honestly, you should have just stopped at Facebook.There’s nothing quite like receiving an unsolicited online message, random proof of funds, complicated background story, sketchy work locations, and a foreign accent to scream scam any more loudly.

Any advice is greatly appreciated :) DanielThere are no clear cut info online or course..

You will get a better rate and terms, experience, and a faster closing going wholesale than you would going with a retail lender. 

I would use a software management software that people could pay online or setup auto pay.

About 4 years ago we purchased a retail center for cash and after stabilizing the tenancies financed $650,000 at 4% fixed 20 years with this lender.  3 months ago this lender allowed us to wrap their note in a new first lien we provided to a buyer with a 10% interest rate - essentially granting us the right to collect the differential between 10% and 4% on the principal balance (currently $610,000).  

You can't really use zillow and the online ones...

Also in some states there are free online databases.  

In that case, we encourage you to learn more about Ryan Poske and Bildwise from other available sources, including word of mouth, other online reviews, and Indiana’s public court records.

We look the employer up online and use the website number.