I have no W-2 income and have been advised to consider DSCR no-ratio loans, but current rates are in the low 9% range, which seems high.

Los Angeles rents remain well above the Western regional average of $178 per unit for non-climate-controlled and $191 for climate-controlled units.Competitive Inventory, Employment, AbsorptionNew inventory additions slowed in Q1 2024, with only 969 units delivered compared to over 1,000 units per quarter throughout 2023.

A HELOC is going to be in a similar range for a primary, but offer a longer term.If your plan is to pay off the line in the near future with a refinance, I would not be too considered with term length or rate.

The Branson market has fewer 3/3 units in the inventory, so you should do pretty well depending on cost and location.

Stick with Mortgage note syndication returns of 9-12 range out of the gate and enjoy the annuity.  

I have off market investment property inventory here in Florida.

This is a great time to look into the New York multi family market.Brooklyn has seen the highest percentage increase in inventory (74%) compared to other NYC metro area counties since last year (source: oneKey MLS). 

You can get some great cash flowing duplexes for that price range in Dayton, Ohio. 

Well I wanted to buy a home and that was the only thing I found within my price range How did you find this deal and how did you negotiate it?

Our rates are in the 7% range for 20% down though.