I'm worried they're going to call it an Aditional dwelling unit and decline the loan.  

Though the Hotel and Multiple Dwelling Law provides that multiple dwelling buildings having a condominium or cooperative or mutual housing corporation form of ownership are under the Bureau's jurisdiction, the law also exempts sections of such buildings that: 1) contain not more than four dwelling units, 2) have at least two exterior walls unattached to any adjoining building section and where attached, are attached exclusively by fire-resistant rated walls, and 3) contain dwelling units that are owner-occupied (if both owner- and non-owner-occupied units are contained therein, only the owner-occupied units are exempt)."

So the presentation is about to start and I decide to write notes on his selling techniques( I was really into human behavior at the time especially after watching Lie To Me). so He's going on and on and I note how he's making the crowd comfortable and making them like him with his sense of humor and such (I later Found it's called "building rapport") and I also notice on how he plays on some of the older's crowds sense of regret of not working harder when they were younger to build a better life.

Volunteer to work on a habitat for humanity house.  

I have found that human males have a less sensitive sense of smell than human females.

Such acts and omissions include, but are not limited to, the following:(1) Manufacture, cultivation, importation, transportation, possession, furnishing, administering, or use of illegal drugs in the dwelling unit or in the common areas.(2) Illegal use, manufacture, importation, possession, furnishing, or discharging of a firearm or firearm ammunition on the premises of the rental property, except for the use or discharge of a firearm or firearm ammunition in cases of self-defense, defense of a third party, or as permissible in Section 13A-3-23.(3) Criminal assault of a tenant or guest on the premises of the rental property, except in cases of self-defense, defense of a third party, or as permissible in Section 13A-3-23.(4) Any breach involving substantially the same acts or omissions as a breach for which a notice to terminate has previously been provided for by the landlord and cured by the tenant, if the second breach occurs within six months of the first breach.

And that is, finding a property with a detached garage or a basement with a separate entrance/exit and converting that space into an additional dwelling unit (called an ADU) which I can either rent out short term on airbnb/vrbo or longer term.

so dont chase a deal just to win it and end up losing any profit, don't waste time or energy dwelling on deals you missed.

@John Knisely, Do you have any recommendations to rezone a single dwelling to legal 2-family? 

Wondering what the thoughts are in the community about whether or not Florida will be fine for at least a few hundred years in climate change.Whether you think sea levels will rise or not, let's just say hypothetically they rise by ten feet.I believe any urban or dense suburban area will be saved by humans through a system of dams, dikes, bars.