If so, I would love to inquire who you're using for your mixed-use insurance?

If the product/contract/service I offer is not suitable to you then I don't want you to be my customer.

Just type "LLC asset protection insurance" in this forum's search box, and you will see dozens of threads on this topic. 

Also, the costs in Florida are high, with expenses for insurance and the hurricane risk adding up.

Property taxes and insurance are extremely low there so my net profits on those two are $1,000/month and $800/month respectively with loans with 6.875% interest rates putting 20% down. 

In California, insurance companies are very tough now.

You just have to use custom documents. 

Thanks @Max Emory & @Jake BakerI am in the process of test driving Stessa to see if it helps with improving my efficiency on the property management side, including keeping track or insurance, property taxes, maintenance etc.

Your new potential guests are insurance companies for homeowner displacement (flood, fire), buyers looking to move to the area but not sure where they want to be, sellers who want to sell but have nowhere to go, contract workers in the area, adjunct professors on a semester job, etc.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).