Hi Sal,It sounds like a cash out refinance DSCR loan would do wonders for you.DSCR Loans do not take into account your personal income but instead look at the income generated from the property to pay for the loan.

I am wondering how things worked out for you.

I'm trying to live like no one else so I can live like no one else, but I wonder if I'm actually being killed by comfort.

I'm wanting to do the same thing and I wonder if it's customary to give a ROI until the down payment investors cash is recouped or is it customary the investor ALWAYS wants equity? 

@Joe SplitrockI agree with you and do kind of wonder why the wild shift for Denver.

This MIGHT put us back in budget - but I'm not convinced it doesn't also carry significant risk at this point.As a side note, because of how much cash any of these solutions appears like it will take us, we're wondering if there are personal lenders or hard money lenders that do these deals. 

I'm wondering if this is typical?

I wonder if the market will change now that the economy is signaling a recession.

Recently I have found almost all the cases where the owner name in county record is different from what applicant stated. this made me wonder if my assumption that name should match in county records is valid?

I'm not against house hacking, it's just that I was wondering if there was a better option as my family is already willing to invest with me(father is willing to pay 25% for the down payment).