I'd go by if it was convenient, just so they can explain if there is some underlying issue. 

For employees of Facebook, the FBI, Redstone and Toyota, Toney is very convenient.

, which conveniently doesn't give the option of putting "assistant to an assistant loan officer," the only option is "lender." 

(in other words there is a gamble to it).Will it bring more rent--probably not--unless it's dated (pink tile, 1950's sink, 1980's cabinets, etc...)Here are some pics of bathrooms from Apartment complexes.

Bristol is a very nice small city- located on the edge of going rural, but not convenient to the highways- decent taxes, good water bills, and the town government is ok. 

@Bill WardThere are circumstances where people, if they had the cash, would find it convenient to pay up front.

It's absolutely a gamble to assume prices will go down and a costly gamble if you do not get in the market. 

On the other side, deals that are negative cash flow deals and your banking on appreciation are closer to gambling than I like. 

I am a get rich slow type of guy and dont gamble unless it's expendable money.

Betting on an increasing market to make it work is just gambling.