@Phillip Costa - a few links to consider:https://www.philaworks.org/data-trends/ - Philadelphia's workforce development boardhttps://www.phila2035.org/citywide-vision - Philadelphia's vision for the future (not set in stone just what they're working towards)https://www.bls.gov/regions/mid-atlantic/news-release/areaemployment_philadelphia.htm - Bureau of Labor Statistics (take a look at table 1)https://www.philadelphiafed.org/-/media/research-and-data/regional-economy/beige-book/2020/200415-bb.pdf?

Go on your local real estate boards website and they should have statistics on what your market is doing.

Where are you obtaining your statistics?

Also, thanks Anthony for sharing those statistics, that was very interesting to read!

He has essentially no investing advice besides save, and then invest in mutual funds, which are statistically terrible compared to ETFs, but you can't get paid to refer ETFs so he sticks with mutual funds.He just isn't really applicable once you know how to save and have a basic idea on how to invest. 

There are lots of statistics I have for more in depth review of this subject but the question I have is this.

Statistically borrowers will re-default in 24-36 months, with $5-10K skin in the deal, that's a good deterrent. 

I just heard a nice statistic the other day that said 1/3 of America rents.   

According to the US Bureau of Labor Statistics, most of the 18 million workers are in the lowest income brackets, with an average weekly income between $300 and $1,100.

OrlandoThese statistics are published on several criteria.