The purpose of my discussion is to propose my helping hands and additional energy to assist anyone within the state and city/cities with their properties or even company.

I feel overloaded and confused to where to focus my energy.

I've attached some quick bullet points on the loan itself below. 

@Shawn KimThe next Real Estate eXchange meeting is Monday the 14th at 6:30 at the BP Energy Center and the next Landlord Almanac meeting is on the 17th at the Megan Room.

I listened to your BPM show#4 with Rosemarie Groner and her energy inspired me to get the book she mentioned Dave Ramsey's Total Money makeover.

(This is with Xcel Energy)

I see replacing the unit if energy conservation is important to you or you want a better functioning unit in your apartment for future use.

One suggests converting into mini splits for reasons 1. units already wired for electricity heating and lots of work have been done2. mini splits are more energy efficient than current system3. it provides air conditioning in summer which would be attractive to tenantsAnother suggests going back to boiler because electricity is just too expensive.

There's no magic bullet in real estate. 

I feel like if I was in my 20s I'd have a lot more time and a lot more energy and would be willing to take more risks, but now that I'm older, I'm not sure what the best path is going forward.