They reminded me that they have 45 days to wrap things up (there are 5 days left now) and mentioned they’re "looking into the legalities" of giving me the deposits.

Generally, only 1 or 2 years of  business and personal tax returns (depends on how long your business has been around) should be the only additional docs needed for most self employed vs W-2 wage earners.and the items mentioned above are not relevant for a qualified borrowers (and some are down right incorrect). 

Doing a $50K renovation might take you months, which would mean even more holding expense.And, the same problem you mention also applies in the DIY scenario: What if you take months to make $50K in renovations and then still don't get the offer you need?

They mentioned the following in regards to your problem: “He would end up going with CRC/RPS which are surplus plus lines.

Just wondering, how are your turnovers $0 (as mentioned in your first post)?

If they persist or get more extreme, I can always mention the idea of non-renewing them so that they realize they need to behave reasonably to keep their home (I can't remember ever needing to do that). 5.

Even from the good ones, the quality of their answer is dependent on the quality of your question (so educate yourself to ask the right questions in the right form...which is what I think @Max Bellino is trying to do here).I don't know if Max can benefit from my notes and diagrams, or if they apply to his situation and plans, but since you mentioned them, here they are - just be advised this is from a lot of sleeping at Holiday Inn Express many years ago so take them with a big grain of salt and don't construe them as legal or tax advice:If you are new to REI you should be primarily concerned with finding good deals and growing your business first.

Every system you try will have flaws, or you may salivate over a feature that appears in other software.Some familiar names are mentioned frequently: Stessa, Apartments.com, RentRedi, TenantCloud, Innago, RentManager, Avail, Rentec Direct, Doorloop, etc.I recommend conducting thorough research on each app online to understand their offerings, pricing, etc.

As others have mentioned above, Bloomfield is certainly a solid option for rental properties and has been for a number of years due to the easy transportation options to NYC and other parts of NY/NJ, leading to great rental demand and pricing.

Finally, you mentioned you're a contractor.