Rates are coming down pretty hard however probably not quite as much as owner-occ / conventional and a bit muted more than treasury bonds considering the risks. 

If they are even remotely like we have seen, we got quite a drop in front of us.Kamala has tremendous momentum, but again nothing until post labor day.

I'm not sure how to respond given that he was quite clear that he intended to live there. 

As I quit claim deed each property from my personal name to the specific LLC, I also want to ensure the insurance on each property follows suit.

In a strong seller's market, like we had the past couple years, the appreciation % was quite similar in those zip codes as others more north.   

I have no desire to quit or shift my focus any time soon but want to start preparing better for post-active working days.

That means things weren’t quite as negotiable as they should have been.I see so many agents saying nothing has changed, it’s always been negotiable so nothing will change.

But if you start doing some research you'll see there's a ton happening under the surface.Price points are still quite low and you can still find solid cash flowing deals if you know what you're doing. 

DSCR is the most common way to get around the LLC vesting and DTI requirements, although some people quit claim deed after getting a conventional financing.

You just need to quit claim it.