Most here on BP that buy NPL's like myself only invest in the US as we see plenty of product here in the US and can make good money doing it, so its not worth the risk to venture overseas in other country to learn all the nuances, laws and rebuilding all brand new relationships.

Buyer beware.Sales people will tell you you’re getting a product and service that you’re not. 6 months in and it’s still broken with no resolve, and they want to charge you to fix the bugs.

DSCR can be a great product.

I acquired my properties in 2013, kind of fell in my lap.

OWNER assumesno liability to TENANT if such should occur as all products have a useful life and breakdown occasionally"My partner has a signed copy from the VRBO tenant.The way my partner has left it with the tenant is that my partner is investigating the issue and will get back to her.Does anyone have any advice on how to handle this?

When I acquired the property, both tenants were paying below-market rents.

@James WalkerCheck this product out. 

They offer bulk rates which can be useful if you're dealing with a sizable list.PropertyRadar: Apart from skip tracing, this platform offers a suite of tools for real estate professionals, especially for those in the western US.Tips on Other Types of Lists and Marketing to Homeowners:Driving for Dollars: This involves physically driving through neighborhoods, looking for distressed or vacant properties, and then noting the addresses to look up the owners later.Probate Lists: Properties in probate can sometimes be acquired below market value.

To answer part one of your scenario, it depends on what type of loan product you have on the investment property that you purchased.

For us the biggest challenge has been the pricing of product.