Quote from @Scott Mac: Well guys, I agree with all of you.Although I do see some nuances.There are bread and butter deals, and there is shark food.Shark food can put you in a new Mercedes with a Burmeister sound system.

It could mostly be connected to costly upgrades to the system where the finance won't go.

A little context: the building is structurally sound and they have done major updates such as septic, generator, and sprinkler system, and all mechanicals are recently inspected and tagged.

This includes some major items like below upgrading septic to elgin septic system 20kupgrading electric to new cod 20ktree cutting trimming 10ktrench/French drain 10khvac replacement repair 10knew plumbing 10kcrawlspace repairs 10kappliances replacement 5kdoors replacement 5kmold repairs 3kroof repairs 3kother repairs It is in good location.

I think this is a fatal flaw in your logic...the American legal system does not burden you to prove you never received notice, it burdens them with proving you did.

Something might not be adding up here - Social Security Records and Tax Transcripts doesn't sound standard for DSCR Loans (there are always unique situations so its not a 100% flag yet)Here are a couple articles published on BP that may help:https://www.biggerpockets.com/blog/what-documents-do-you-nee...What Documents Do You Need for a DSCR Loan?

New roof, new siding, new plumbing, new electrical system, new kitchen, 75% of windows are brand new and fully renovated house.

Your situation is unique, and I believe we can help.

But I would argue that the section "other" appears is for specific appliance issues since the header at the top of that section states, "Systems / Appliances: Are you aware of any problems and/or defects with any of the following:"I agree with your last comment.

Sec 8 tenants are often very entitled and know how to work the system.