It does seem like leaving reno costs in 1 or 2 properties for an extended period of time (unable to refi without losing FHA or VA) might not be worth it--say compared to just seller financing from a stranger as far as a cash-on-cash return.

of them don't just come up to strangers looking excited about it... mine wouldn't even have let me hold them with you there if they hadn't met you before.I've had cats my whole life and never personally had a cat, nor had friends with cats, who have scratched walls and cabinets... not sure what sort of craziness is going on there.

How did a "stranger" find out only the upper unit is vacant and not try to break into the lower unit? 

In other words, you and the relative should have a legal document spelling out the terms and conditions of the loan, just like if you're borrowing from a stranger.

I really appreciate the community here on BP and the fact that individuals are willing to go out of their way to help an internet stranger. 

Private money can come from family members, friends, business associates, or even complete strangers who hear about your real estate opportunity and want to make a good return on some of their investment dollars.Real Estate Investing Mistake #1: Not looking for money soon enoughThis is an extremely common mistake, because it seems to be the logical thing to do.

And "living in a tiny house" isn't enough of a common bond for us to choose to live with strangers.3: we spend a lot of time outside which works great in Sonoma, CA, but cabin-fever sets in quickly once we have to stay inside for a while (smoke/air quality here...

I'm more concerned about strangers having access to my kids if there is a shared yard.  

Just a couple clarifications from a stranger with the same last name :)1. 

There have been lots of issues all year and we are not renewing the lease.It’s hard to commit to a one year lease with a complete stranger, especially if you live in the same building with them.