So most lenders looking at say a $4,400 rent duplex with an $1,840 PITI would not be adding the debt to my DTI but adding $1,460 to my income. 4400*.75-1840=1460Some local lenders will segment the PITI and adjusted rental income in this fashion, to be ultra conservative, particularly if you're relatively inexperienced.

Don't jack your tenants up when it comes to appliances, that's one of the defining mark of the small-minded hobby landlord looking to pinch pennies at the expense of their tenants.That being said, in my market segment, here are two cautionary notes: you will tenants who are just hard on appliances, and there's nothing you can do about it short of getting rid of them.

Trust me, if silliness can happen at any cost to the public, we have a segment of society who are only too willing to post false advertisement and lease irresponsibly.

And there's a less visible segment (which I'm probably more attracted to), the young professional, (whether went to college or not) who wants a safe, clean, nice place to live where the monthly living expenses are relatively controlled and ideally for them lower than if there were to rent an apartment on their own.  

Or you can sign up for their service and record longer triggered segments.

I would think you could probably get close to $2800 renting to just about anyone, why would you limit yourself to such a small segment of the market?

This clip does have vulgar language, so warning there before watching. but the segment starting at 1:05 where they're all in the diner and then he asks them who wants to make a lot of money, and then they start skating around on side notes, off of the real topic of making money.  

It depends on which segment of the market you're looking at.

They had a small segment and a lot of newbies there, and I maybe picked up a couple of things, but then they just hard sold their 2k, 8k, and 20k education programs.

I assumed it was obvious that I was being facetious in the segment you referenced; perhaps not.