Some niche lenders or private lenders might be more flexible with lower down payments if the cash flow on the property is strong.

The CAISO (California ISO) real time markets routinely go negative in summer from 10AM to 2PM (solar peak time), meaning the customers with non-dispatchable roof-top solar will be charged for putting solar onto the grid. 

Start building a team of Realtors, trades, title companies, hard money, private money and mortgage brokers etc.

The homes are reasonably priced for the size and bones, allowing investors to customize homes with renovation or interior design prior to being able to attract guests at the right price.

I have customers that regardless of advice still want to buy in high end neighborhoods and buy luxury homes and hope for appreciation over cash flow.

Hard money, private lender, bridge loans, etc. 

What happens in situations like this is they start by going after the promoter and then go after every customer of the promoter.

Standard conventional loan rates are better than private or hard money.Who's your lender? 

Hughes Private Capital (HPC) @Carlos Ptriawan to the moon, not.

Purchased it for 210k with a private money loan that financed 100% of the purchase price and 100% of rehab.