They have contacted me for a commercial loan.

We would rather buy in a higher class and have less cash flow/come out even and focus on appreciation and long term.

My focus is on providing either turnkey-style space for those interested in temporary, infrequent use or long-term leasing for business folks who require conference room space (or perhaps event space).  

House care, lawn care, condition of cars, street conditions, absence of pay-day loan shops... basically all the things you look for when determining where to live yourself. 

They will then send a letter stating what terms they are offering.

Consider using an FHA loan to secure a 1–4 unit property with just 3.5% down and take advantage of tax benefits by living there for at least two years.

I'd buy and hold the property long term and use the equity you gain to buy more property.

What would be considered the easiest program for small hard money lenders to use to track loans and history and sending out 1098 's?

2nd home loan How did you add value to the deal?

@Robby SanchezBridge loans are short term and if they default or mature in many instances the interest rate doubles - so make sure you have a very solid exit planI see many get a bridge loan and realize they don’t have the 25% equity in the deal to refinance to another loan and end up getting wiped or foreclosed on because they never researched what they needed to be at on the back end when they were refinancing.