Gradual price decreases, revised ads, and querying prospects at showings as to how your place compares to others seem to be prudent steps.I agree with the other posters on the tenant with the list of issues.

I guess my point was you should not ignore the very real, if gradual, reduction in principal that occurs each month and not focus solely on the cash flow, especially if you can afford a slight negative before tax cash flow and achieve the benefits of lower taxes.

In a simple interest amortization, they are paying interest each month on the amount still owed, so the principal part will gradually increase and snowball as the debt is paid down. 

@Joe Splitrock - and putting aside my personal like/dislike for our current president, the tax reform plan will hurt economy in the end, slowly and gradually.........Give it 2 years and the impact will show up...or at least that is my view of it....Like I said, rob the poor to give to the wealthy does not work...

I recommended a credit card that she can keep up with to gradually improve over the next few months but idk.

The current homeowner had it listed for $220k and gradually took it down to $185k.

As we added properties and got them renovated and rented our situation gradually improved.

I’d say once Covid moves on people gradually get back all the old ways of working and socializing.

It might be wise to double check BPO.7 fastest shrinking cities - Joplin, Mo. 1-year population change: -1.3% Change from 2000 to 2010: 12.3% Typically, populations decline gradually.

Want to find a way to gradually work my way off the dependency on a pay check however.