The market in Scottsdale is cheaper than the Seattle market to buy, however, the rental market is a bit higher, so we would likely be renting for around $6k-$7k/mo. 

I would like to surf the BP app whenever I have downtime just to get my daily news updates on real estate and take advantage of the PRO articles.Someone help!

Deposits will not be returned (full or partial) until all tenants move out.If Tenant A didn’t come to you to get part of the deposit back they may have gone to tenant B, but they most likely walked away from it and I feel it is between tenant A and B to sort it out.Personally I would return it to tenant B, the active tenant in the current active contract.

It sounds like we didn't do a good job of setting expectations with you on the front end.

It’s pretty common for people to buy homes even if they have other debt, like student loans, as long as their debt-to-income ratio is in a good spot.

I can't really speak to how good they are at criminal records; as far as I recall it either didn't find anything, or just something minor like a speeding ticket, for both sets of applicants I ran it on. 

A lot of DSCR programs I'm familiar with don't cut back LTV like that until you get to 5+, generally 1-4 units are classified together with maybe some kind of rate adder for 2-4. 

Sounds like maybe equity skimming?

I like investing near big cities, Indianapolis, Atlanta, etc. 

Ideally, I’d like to become so much of value that I’d be paid for my help/ services.