Different people expect a different combination of risk/reward.  

People want to be on the water not near it.

.- Risk Awareness: Flood zone designations still help people understand general flood risks in their area.Elevation still matters under Risk Rating 2.0, but its role is handled differently compared to the old system.Under the old system, elevation certificates were often required to calculate insurance rates.

So there is a lot of people refiguring out how this works and what the rules are.

We both run our own businesses but we feel that real estate will help make sure we both maintain our life plans of not needed to work as much any more.

Now here is some advice many will disagree with me on but I firmly committed to this:  Most people that use a VA loan shouldn't.  

It is important to remember you own real estate in the Poconos and you are choosing to operate a STR business.

@Micki Ray Harper  In a quiet title lawsuit, you are obligated try to find people who should be defendants.

Many many many people.

Quote from @Griffin Malcolm: Open an LLC and apply for a small business line of credit from Key Bank.