You have to pay in advance (if I could double bold underline that I would).This brings me to the next part of my philosophy, "help people where ever you can, but don't expect anything in return."  

On the exam results and the DBPR website they have bold type notices stating that they no longer print and mail licenses to save cost and expedite licensing.

Experience is everything in this business especially on property management side of the equation.I'm slightly confused with regards to what you wrote that I made bold above.  

As atarget mentioned, it may take the form of an RTC type of entity that address the S&L mess.This plan if passed would raise our national debt from $10.6 trillion to $11.3 trillion to make room for the massive rescue.However, as of this morning the proposal does not specify what the government would get in return from financial companies for the federal help.Something mentioned by Treasury Secretary Paulson should be considered; "I am convinced that this bold approach will cost American families far less than the alternative — a continuing series of financial institution failures and frozen credit markets unable to fund economic expansion," "The financial security of all Americans ... depends on our ability to restore our financial institutions to a sound footing."

That is a BOLD statement.

@Joe PrillamanGreat, very encouraging ....Just relocated to the U.S , currently working a 9-5 job but always set my mind to real estate , at the moment I am reading materials and trying to understand the lingo of the game , I just hope after all the reading I am bold enough to get to the practical stage .

The question is are you a person of action or someone who analyzes everything to death and never makes a bold move? 

for loans on primary it becomes a QM loan.. and full underwriting is required.this is why a HML that actually follows DF and QM would never touch the loan.. too much paper work and exposure.. to what they call a sub prime loan IE a loan at a rate that is deemed high cost..of course you probably have people fib a little on their intentions.. but that's why when you see instructions from HML there will be a document that you sign and sometimes right big bold face in the deed that this is a commercial purpose loan and the borrower is stating they will NOT be moving in or using as a primary..

Originally posted by Tom Cullen:Tough times call for bold action.If the founding fathers were moderates, we'd be playing cricket and having tea and crumpets.TCWorse.....we'd be Canadian.

*edited because I was missing a close bold tag on my last answer*