I'm not quite sure how effective this would be.

If the cash is more important, then taking the higher rate/fees on a DSCR loan may make sense.

I know I can do 3/4 I’m curious on 1/2   The code already does this.

Their behavior definitely got worse during this current, second lease term.

But to date, I've just set my rents at a rate that accounts for me having to pay the water bill - and informed the residents that each year I'll increase the rent based upon my expenses (including water), so keeping the bill down helps me to help them.But one problem this could cause is if increasing the rent to cover the water bill then places your rent above the market rate.

I just signed a bunch of disclosures from my lender and after reading them it has me thinking, "Is there a cheaper way to do this."

This consultation process often extends permit timelines to 6 months.

I'm an investor/agent/property manager in that area and would be very interested in hearing more about the property. 

Do you know how to read the credit/criminal background?

We at Aslan would be happy to help you through this process as well so feel free to reach out if there are any inquiries.